The best payment provider apps for Shopify in 2024

Written by

Adam Sturrock

Published on

June 20, 2024

Shopify, a leading eCommerce platform with a vast user base and a significant share of the eCommerce market, continues to attract merchants worldwide. With its user-friendly interface and scalable features, Shopify caters to businesses of all sizes, from small startups to established brands.

When it comes to payment processing, selecting the right payment provider apps for your Shopify store is crucial for seamless transactions and customer satisfaction. The efficiency and reliability of payment provider apps can impact sales, customer trust, and overall business success.

In this guide, we will explore the best payment provider apps for Shopify in 2024, curated to meet the diverse needs of Shopify merchants. Whether you are a novice in the eCommerce space or a seasoned entrepreneur looking to enhance your payment processing capabilities, our recommendations aim to help you streamline your checkout process and improve customer experience.

Join us as we delve into the top payment provider apps for Shopify that can empower your business and drive growth in the ever-evolving eCommerce landscape.

1. Affirm pay‑over‑time messaging

Price: Free

Transform pricing into a friendlier format by showcasing estimated monthly or bi-weekly payment amounts on product pages and during checkout. This approach makes purchases more accessible, potentially elevating average order values and enhancing customer satisfaction. Setting up this feature is straightforward; merchants can easily create an account through the designated platform. Personalized payment messaging not only caters to consumers looking for budget-conscious options but also helps businesses close more sales by clarifying financing options at a glance. With seamless integration within the Shopify ecosystem, merchants can expect a streamlined process that demands minimal effort while maximizing impact. Allow shoppers to visualize their investment in a more manageable context, fostering informed purchasing decisions and stronger customer loyalty. In a marketplace where flexibility is vital, this payment solution stands out as a strategic choice for modern retailers.

Affirm pay‑over‑time messaging is developed and maintained by Affirm.

Affirm pay‑over‑time messaging has an average rating of 1.6 out of 5 stars with 42 reviews from Shopify stores.

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2. Afterpay On‑Site Messaging

Magically add Afterpay to your store in seconds.

Price: Free

Maximize customer engagement by seamlessly integrating messaging that highlights the available buy-now, pay-later option. Catering specifically to Millennial and Gen Z audiences, this tool enables merchants to showcase Afterpay as a trusted and convenient payment solution directly on product and cart pages.

With intuitive customization options, merchants can tailor their messaging to resonate with their target audience, ensuring it reflects their brand's voice. Effortlessly preview and publish messages, optimizing for both desktop and mobile platforms to create a consistent shopping experience.

This app not only streamlines the checkout process but also helps alleviate purchase hesitation, empowering customers to complete their transactions swiftly. By leveraging on-site messaging strategically, merchants can encourage informed purchasing decisions while enhancing overall customer satisfaction.

Afterpay On‑Site Messaging is developed and maintained by Afterpay.

Afterpay On‑Site Messaging has an average rating of 2 out of 5 stars with 55 reviews from Shopify stores.

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3. Sezzle Widget

Sezzle widget placement on merchant website

Price: Free

Transform the shopping experience with a versatile payment solution designed to cater to customer preferences. This dynamic widget seamlessly integrates into product descriptions and checkout pages, showcasing flexible payment options that resonate with modern consumers.

Featuring a user-friendly interface, it drives higher engagement by informing shoppers of their payment choices, fostering assurance and convenience during the purchase journey. A significant increase in conversions, average order value, and basket size have been observed, making it an essential tool for merchants eager to optimize sales performance.

With visibility tailored for US and Canadian shoppers, this widget aligns perfectly with market expectations, enhancing customer satisfaction while simplifying transactions. Empower shoppers with a choice that speaks to their needs and watch sales flourish.

Sezzle Widget is developed and maintained by Sezzle.

Sezzle Widget has an average rating of 3.8 out of 5 stars with 95 reviews from Shopify stores.

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4. UnumPay

$1/month

Streamlining the payment process becomes effortless with a versatile payment mediation solution that connects various Payment Service Providers. This platform caters to both local and global markets, allowing merchants to offer a comprehensive array of payment options that align with consumer needs.

Customization is at the forefront, enabling users to select essential features tailored to their unique business requirements. Robust risk management tools and advanced fraud detection mechanisms ensure a secure transaction environment, boosting consumer confidence.

Additionally, effortlessly integrate new payment methods to expand into diverse markets, driving growth and broadening your customer base. Seamless compatibility with existing systems ensures a smooth transition and operational efficiency.

Your payment strategy is not just about transactions; it's a gateway to strengthening customer relationships and elevating the shopping experience.

UnumPay is developed and maintained by Alchemative.

UnumPay has an average rating of 4.2 out of 5 stars with 40 reviews from Shopify stores.

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5. Razorpay Affordability Widget

Price: Free

Enhancing the purchasing experience is key for today’s savvy consumers. Streamline your checkout process by integrating a powerful tool that showcases affordable payment options like EMI and Pay Later right on product pages. This app makes it incredibly easy for customers to identify flexible payment solutions, leading to informed purchasing decisions without any last-minute surprises at checkout. With a straightforward installation and seamless integration, users can harness the potential of convenient payment methods, ensuring transparency and encouraging sales. Prior to implementation, it is essential to have the associated secure payment application in place for optimal functionality. Transform product discovery into a comprehensive shopping journey, enhancing customer satisfaction and retention through clear and upfront pricing options that resonate with modern spending habits.

Razorpay Affordability Widget is developed and maintained by Razorpay Payments.

Razorpay Affordability Widget has an average rating of 2.4 out of 5 stars with 25 reviews from Shopify stores.

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We hope you found this guide on the top payment provider apps for Shopify useful.

Did we miss an app you think should be included in this guide, please let us know!

Top Shopify payment provider apps FAQ

Which payment provider apps do I need for my Shopify store?

You’ll want to take advantage of the many payment provider apps and integrations available to make your Shopify store the best it can be. Every payment provider app highlighted in this article can help take your Shopify store to the next level! With that said, if you can't find what you're looking for in this guide, we recommend checking our comprehensive list of every Shopify payment provider app!

What is the best payment provider app for Shopify?

The Shopify App Store is always adding new apps, but by analyzing merchant reviews, average ratings, estimated install counts, pricing and other signals we've identified that Affirm pay‑over‑time messaging is one of the top Shopify payment provider apps available for merchants in 2024.

With that said, it’s not always the best idea to just go for the most popular app or our recommendations. Always look at how many Shopify stars the app has and what the reviews are saying about the app itself. Where possible, we highly recommend testing apps you are considering by leveraging free trials before commiting to any fixed monthly subscription costs.

Why do I need to install a Shopify payment provider app?

Whilst Shopify comes with a broad range of features and capabilities out of the box, many payment provider apps go above and beyond what Shopify can provide. Every store has unique requirements and a diverse range of apps are available to meet these needs.

How many payment provider apps are recommended for Shopify?

We recommend including atleast one payment provider app for your Shopify store if this type of app would be beneficial for your store. There are a lot of free options out there and some great payment provider apps that will help you run your business as smoothly as possible.

Can I build my own custom payment provider app for Shopify?

The short answer is yes ofcourse! Shopify provides a lot of great documentation to build payment provider apps.

The longer answer is that you should weigh up the upfront time, resources and costs of building a custom apps vs finding a payment provider app that handles the majority of your requirements for free or for a low monthly fee.

Ofcourse if you can't find a suitable payment provider Shopify app to meet your needs then it's definitely worth investigating what it would take to build the app of your dreams!