The best payment provider apps for Shopify in 2024

Written by

Adam Sturrock

Published on

June 20, 2024

Shopify, a leading eCommerce platform with a vast user base and a significant share of the eCommerce market, continues to attract merchants worldwide. With its user-friendly interface and scalable features, Shopify caters to businesses of all sizes, from small startups to established brands.

When it comes to payment processing, selecting the right payment provider apps for your Shopify store is crucial for seamless transactions and customer satisfaction. The efficiency and reliability of payment provider apps can impact sales, customer trust, and overall business success.

In this guide, we will explore the best payment provider apps for Shopify in 2024, curated to meet the diverse needs of Shopify merchants. Whether you are a novice in the eCommerce space or a seasoned entrepreneur looking to enhance your payment processing capabilities, our recommendations aim to help you streamline your checkout process and improve customer experience.

Join us as we delve into the top payment provider apps for Shopify that can empower your business and drive growth in the ever-evolving eCommerce landscape.

1. Affirm pay‑over‑time messaging

Price: Free

Transform pricing into a friendlier format by showcasing estimated monthly or bi-weekly payment amounts on product pages and during checkout. This approach makes purchases more accessible, potentially elevating average order values and enhancing customer satisfaction. Setting up this feature is straightforward; merchants can easily create an account through the designated platform. Personalized payment messaging not only caters to consumers looking for budget-conscious options but also helps businesses close more sales by clarifying financing options at a glance. With seamless integration within the Shopify ecosystem, merchants can expect a streamlined process that demands minimal effort while maximizing impact. Allow shoppers to visualize their investment in a more manageable context, fostering informed purchasing decisions and stronger customer loyalty. In a marketplace where flexibility is vital, this payment solution stands out as a strategic choice for modern retailers.

Affirm pay‑over‑time messaging is developed and maintained by Affirm.

Affirm pay‑over‑time messaging has an average rating of 1.6 out of 5 stars with 42 reviews from Shopify stores.

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2. Afterpay On‑Site Messaging

Magically add Afterpay to your store in seconds.

Price: Free

Elevate the shopping experience by seamlessly integrating personalized messaging that highlights a flexible payment option. This tool allows merchants to display tailored prompts on product and cart pages, enhancing customer clarity around payment options.

Tapping into the preferences of Millennial and Gen Z shoppers, this solution recognizes that these consumers value quick, secure transactions. With user-friendly customization features, the app provides merchants the ability to preview messages in real-time across desktop and mobile platforms, ensuring a consistent shopping journey.

By effectively showcasing a buy-now, pay-later alternative, this tool not only drives faster checkouts but also fosters consumer trust. Capture attention with compelling on-site messaging that resonates with today’s modern shopper, guiding them towards a seamless purchase experience.

Afterpay On‑Site Messaging is developed and maintained by Afterpay.

Afterpay On‑Site Messaging has an average rating of 2.2 out of 5 stars with 56 reviews from Shopify stores.

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3. Sezzle Widget

Sezzle widget placement on merchant website

Price: Free

Engaging customers often hinges on the options available during their shopping journey. This versatile widget streams payment alternatives directly onto product description and checkout pages, strategically positioned to catch the attention of shoppers in the US and Canada. By integrating this tool, merchants can remove the hesitation associated with payment processes. The transparent display of payment possibilities not only facilitates informed purchasing decisions but effectively encourages larger basket sizes and elevated average order values. Utilizing payment flexibility effortlessly elevates user confidence, decreasing cart abandonment rates while fostering a seamless shopping experience. This widget serves as a vital asset for savvy merchants aiming to optimize their storefront’s performance and connect more meaningfully with their customers. Unlock the potential of a more persuasive sales strategy with a straightforward implementation that caters specifically to your target audience.

Sezzle Widget is developed and maintained by Sezzle.

Sezzle Widget has an average rating of 3.8 out of 5 stars with 95 reviews from Shopify stores.

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4. UnumPay

$1/month

Streamlining the payment process becomes effortless with a versatile payment mediation solution that connects various Payment Service Providers. This platform caters to both local and global markets, allowing merchants to offer a comprehensive array of payment options that align with consumer needs.

Customization is at the forefront, enabling users to select essential features tailored to their unique business requirements. Robust risk management tools and advanced fraud detection mechanisms ensure a secure transaction environment, boosting consumer confidence.

Additionally, effortlessly integrate new payment methods to expand into diverse markets, driving growth and broadening your customer base. Seamless compatibility with existing systems ensures a smooth transition and operational efficiency.

Your payment strategy is not just about transactions; it's a gateway to strengthening customer relationships and elevating the shopping experience.

UnumPay is developed and maintained by Alchemative.

UnumPay has an average rating of 4.2 out of 5 stars with 40 reviews from Shopify stores.

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5. Razorpay Affordability Widget

Price: Free

Optimize the shopping experience with a tool designed to empower customers in making informed purchasing decisions. By prominently displaying accessible payment options such as EMI, Pay Later, and limited-time offers right on product pages, merchants can effectively enhance customer engagement and drive conversions. This solution seamlessly integrates with the existing payment framework, ensuring customers can easily explore affordability alternatives before reaching the checkout page. From generating excitement with exclusive deals to simplifying the payment landscape, users can actively influence customer behavior, helping shoppers feel confident about their financial choices. Designed specifically for Shopify merchants, this app encourages customer loyalty by prioritizing transparency in payment options, making it easier than ever to navigate diverse financial decisions. Leverage the potential of informed buying while ensuring a smoother checkout experience, ultimately fostering a strong connection between buyers and their favorite brands.

Razorpay Affordability Widget is developed and maintained by Razorpay Payments.

Razorpay Affordability Widget has an average rating of 2.3 out of 5 stars with 26 reviews from Shopify stores.

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We hope you found this guide on the top payment provider apps for Shopify useful.

Did we miss an app you think should be included in this guide, please let us know!

Top Shopify payment provider apps FAQ

Which payment provider apps do I need for my Shopify store?

You’ll want to take advantage of the many payment provider apps and integrations available to make your Shopify store the best it can be. Every payment provider app highlighted in this article can help take your Shopify store to the next level! With that said, if you can't find what you're looking for in this guide, we recommend checking our comprehensive list of every Shopify payment provider app!

What is the best payment provider app for Shopify?

The Shopify App Store is always adding new apps, but by analyzing merchant reviews, average ratings, estimated install counts, pricing and other signals we've identified that Affirm pay‑over‑time messaging is one of the top Shopify payment provider apps available for merchants in 2024.

With that said, it’s not always the best idea to just go for the most popular app or our recommendations. Always look at how many Shopify stars the app has and what the reviews are saying about the app itself. Where possible, we highly recommend testing apps you are considering by leveraging free trials before commiting to any fixed monthly subscription costs.

Why do I need to install a Shopify payment provider app?

Whilst Shopify comes with a broad range of features and capabilities out of the box, many payment provider apps go above and beyond what Shopify can provide. Every store has unique requirements and a diverse range of apps are available to meet these needs.

How many payment provider apps are recommended for Shopify?

We recommend including atleast one payment provider app for your Shopify store if this type of app would be beneficial for your store. There are a lot of free options out there and some great payment provider apps that will help you run your business as smoothly as possible.

Can I build my own custom payment provider app for Shopify?

The short answer is yes ofcourse! Shopify provides a lot of great documentation to build payment provider apps.

The longer answer is that you should weigh up the upfront time, resources and costs of building a custom apps vs finding a payment provider app that handles the majority of your requirements for free or for a low monthly fee.

Ofcourse if you can't find a suitable payment provider Shopify app to meet your needs then it's definitely worth investigating what it would take to build the app of your dreams!